Pet insurance and Pet Wellness Plans are two options available to our clients to help make their pet's healthcare more affordable. There are benefits to each, but it's important to understand the different ways they offer you financial support. Here, our Carrollton vets explain more about our Pet Wellness Plans and pet insurance.
Protecting Your Pet's Future
Pet insurance plans and Pet Wellness Plans both offer benefits to pet owners trying to manage the finances of their companion's veterinary care. But, it's important to know what kinds of services each covers for your pet when you opt for one or the other. By understanding each of your options, you won't be left out of pocket when visiting your vet or planning the payment of your pet's medical care.
What is a wellness plan?
Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.
Wellness Plans give you the chance to adopt a more proactive approach to your pet's veterinary care by paying manageable monthly payments rather than a lump sum at each visit. These plans give you the chance to spot the earliest signs of any conditions or diseases your pet may have before they become more serious and more expensive to treat.
What does a wellness plan cover?
Generally, wellness plans cover routine vet care including wellness exams, parasite preventives, annual blood testing and vaccines. Improving and maintaining the standard of your pet’s overall health during their lifetime is easier because these plans spread out the cost of routine vet care.
What is pet insurance?
Should your pet require emergency veterinary care, pet insurance helps you to take care of the cost of treatment.
The fact is, emergency treatments or treatment plans for critical conditions like diabetes or cancer can become quite expensive. If you have pet insurance, it means that you will have the financial help you need to pay the bills for any conditions or accidents that fall within the purview of your pet insurance policy.
What does pet insurance cover?
Pet insurance policies differ but they generally cover treatment for illnesses or emergency treatment required after accidents. Some policies may also include prescription medications and the treatment of hereditary and congenital conditions as well as orthopedic conditions.
How do I choose which option to buy?
Making sure that you know exactly how Pet Wellness Plans and Pet Insurance can benefit you and your pet will help you to decide which is right for you. Some pet owners will choose either a Pet Wellness Plan or pet insurance policy, while others will subscribe to both to help ensure that their companion has total coverage.
If you aren't sure which coverage is right for you, ask your vet. They can help you decide based on your pet's particular needs and concerns.